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Home-Buyer's Quick Guide
So, you want to buy a house—now what? Whether you are an experienced purchaser or a first time buyer, buying a home is an emotional, exciting, and also exhausting experience. You may also be wondering along the way—what am I missing? This is a common question. Here’s how the buying process works from start to finish.
- Do some preliminary online searching. You're already doing that, that's what brought you to us. Use our property searching tools to start you off right. Check into what homes are selling for in the areas you’re interested in to give you an idea of what you’re looking for. This will help later on when communicating your wish list with your real estate agent.
- Take care of the budget. Use an online mortgage calculator to determine what your monthly mortgage payment would be if you were to purchase one of these homes you’ve found online. Make some additional estimates for utilities and see if this fits into your budget.
- Find an agent. You're here, so that's an excellent start already! One of our solid real estate agents will help you navigate the process every step of the way. Your friends and family will be great sources—but at the end of the day, you need to work with someone who gets you and with whom you feel confident with.
- Look at homes. Be patient at this stage. Your real estate agent may show you a variety of homes to get your reaction on features they think you’ll like. Give your agent detailed feedback so they can show you homes that are perfectly suited to you. Sometimes, this process can take months or years—So be patient. Also, make sure you let friends and family know you’re looking for a new home--you may even find out about an amazing home before it hits the market.
- Make an offer. Once you’ve found your dream home, you may want to move quickly. Your agent will guide you on a reasonable first offer to start negotiations based on market conditions. Also, make sure you consider closing costs which could account for 2-5% of the home price.
- Closing. When your negotiations with the seller are successful, and the inspection came back clean, you should be ready to close. At your closing, you’ll spend a little over an hour signing lots of paperwork and then will be handed the keys.
As you move forward to working with us, remember, we’re not just experienced real estate professionals in Southwest Florida. We’re home buyers and sellers too. It takes more than a mere license-holder to understand the needs and concerns of our buyer clients. It takes someone who has been there, who knows the market; someone who understands the process and who has the same concerns when they’re home shopping.
Every year, the home-buying process can become more complex. Between ever-changing government legislation, environmental laws, mortgage documentation requirements and the legal aspects of a home purchase, you, the home buyer, must be on top of all aspects of the process.
Or, you can have us, ad Infinitum Realty & Consulting, your licensed and experienced real estate brokerage in the State of Florida, help you handle things. Our professionals are here to assist you to find that what you are looking for in the Bonita Beach, Bonita Springs, Cape Coral, Estero, Fort Myers, Fort Myers Beach, Lehigh Acres, Naples and surrounding area real estate markets. Reach out to us using the contact form below.. See how we can help you today.